ratmonkey
New Member
I do prefer the French digestifs though, they tend to involve brandy.
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So the mumbo jumbo about rent allowance being restructured on budget day actually means that the rent cap is being reduced by 10% and payments will be cut by another €5 p/w (it was cut by the same amount in december).
Only the more expensive rent has fallen, the lower end of the bracket has not and is higher tan it was a couple of years ago. I'm house searching, so I know.
!!!I'm down 680 per month
It would actually be cheaper for her not to go back to work, but she might go insane if we did that. And nobody wants that.
ah no I got my sums all wrong there
How does it work....I think we'll be down 680 per month, once she goes back to work, accounting for the budget and her (part-time) salary offset against additional creche fees, with Lois going in part-time on top of what we're paying for the other two. Don't ask me for the details, because it's all written down at home and I can't remember. It would actually be cheaper for her not to go back to work, but she might go insane if we did that. And nobody wants that.
could she use the time to volunteer?
I think that would be a great set-up - having enough money but as a unit contributing more to shosietee
If she were to stay home, she'd be minding three kids so yeah, she might get like 2 minutes a day to volunteer.Or less.
i get ya. the reduced costs will be incurred through childcare and whatnot??
UK tax for > £150,000 set at 50%.
http://www.guardian.co.uk/uk/2009/apr/22/budget-2009-darling-tax-recession
She could volunteer for a charity that desperately needs pictures coloured. Or bits of paper chewed upIf she were to stay home, she'd be minding three kids so yeah, she might get like 2 minutes a day to volunteer.Or less.
Is there a viable alternative to the NAMA thing that's being bandied about?
I don't like the sounds of it at all at all
Landlords cry foul at attempts to reduce rents
MEMBERS OF the Irish Property Owners Association (IPOA) are not happy campers these days. Over 400 assorted landlords attended a meeting in Dublin this week where there was much gnashing of teeth over the reduction in the rate of mortgage interest relief and other assorted woes.
Owners complained bitterly that they now faced a lethal combination of negative equity and reduced rents, having invested in the property market. They are blaming both the Government and bankers for encouraging people “to invest in property to look after their old age”, according to the organisation. “Having paid stamp duty, VAT and tax on their income, they now face financial ruin,” the press release continues.
There is the more bad news, too, says the IPOA in that landlords are being targeted by the HSE and Department of Social and Family Affairs officials in an attempt to reduce rents following budgetary measures on the Rent Allowance Scheme.
CWOs (community welfare officers) are advising tenants to demand reductions in rent of up to 10 per cent from their landlords or face the prospect of tenants leaving, following which tenants will be in breach of their rental agreements.
This, plus the €200 levy being imposed on rental property, the 2-6 per cent income levy, the banks refusing to pass on interest rate cuts and the reduction in tax relief on borrowings is leaving many landlords in serious financial difficulties with the distinct possibility of losing their own homes. Landlords, says the IPOA, “will have to stand up and reject this calculated rip-off”. Still, it is good news for the tenants.
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