Minor Pleasures (2 Viewers)

jonah

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I still seem to have a student back account, 24 years after opening it. Hopefully I'm getting some lower bank charge rates
Sad but true, I'm still using the student bank account I opened the day I started my degree. Only one I've ever had, apart from the Lloyds one I had in the UK.
 

Lili Marlene

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I have something called a "graduate" credit card, definitely going to see how long I can make it last. They used to send me a new one every single year but seemed to have finally copped on to stretch it out over a few years.
 

jonah

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I've never had a credit card, isn't that mad. I actually just never fuck with it because I'm so bad with money.
 

hermie

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Credit cards are much better for buying online particularly if you end up disputing the charges. Also the odd time a day or two before payday, I abhor doing it, but it can be seriously handy to get you out of a bind. They're definitely best used minimally though. And pay them off straight away when possible.
 

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