I opened an account with AIB, and it's been a monster pain in the hole getting everything lined up/moved across - which I did all manually cos the woman in the AIB branch I went into said "filling in the switcher form is all very well, but if anything like a life insurance premium or a mortgage gets dropped that's going to be a big problem for you, and it's ultimately your responsibility". Was she just trying to get AIB off the hook? Maybe, but I didn't want to take the chance, and I'm very glad I didn't cos my salary was paid into the wrong (old) account at the end of July
my mortgage is with UB and I've heard precisely nothing about anything to do with it moving across.
expansion of side note, as revolut launch BNPL (buy now pay later)side note - another thing that kinda became apparent to me over the last while is that while revolut et al are pushing a lot of instant conveniences as the reason to use them, these are all actual terrible financial practices for an individual.
Was actually dealing with the credit union this morning (having been saving for A Big Holiday for a few years, it's happening in August so I'm starting to have to pay for stuff (very exciting!)) and was sorry I didn't move my current account there. I just fucking ring up and talk to a real person! It's amazing!
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