Credit Cards and the Dole (1 Viewer)

[Lepra]

My old credit card is about to expire and i've just been declined for a permanent tsb ice card because i don't meet their "credit policy criteria", i presume because i've been on the dole for 15th months.

Where can i go from here? Any dolers applied while they're receiving benefits and been successful?


Cheers

 

[broken arm]

this is probably a stupid question but... can you live without a credit card?

 

[Lepra]

this is probably a stupid question but... can you live without a credit card?

Possible but it would make my life unnecessarily expensive and inconvenient.

 

[тхеодоре кацзынски]

www.3v.ie
any use?

 

[damien]

Mine was just automatically re-issued. With a much higher credit limit.

 

[IFF]

mbna love sending out those applications forms to people

maybe them?

 

[ann post]

i think 3v is the way to go, i had a hole rigmarole with this a few years back and it bbasicaly turned out that its pretty much impossible.

 

[Red_Dog]

If you can walk in to a Spar and talk to a foreigner for 2 minutes - then your eligible for 3v!

 

[ann post]

bank of ireland gave me a laser ccard recently for no good reason, would that help??

 

[Lepra]

bank of ireland gave me a laser ccard recently for no good reason, would that help??

maybes, but i'd have to set up an account with them and then transfer money, bit of a rigmarole. applied for the MBNA wan anyways

nice one for the replies, y'all

 

[cmndr mind fuck]

as far as i know its policy not to give out cc's to people on welfare, same with loans....banks are c**ts, i paid off 500e last week and asked them reduce my limit, which over the years they had increased without me noticing (this prcactice is now banned apparently) they wouldnt let me reduce the limit, so I asked to speak to a manager, who told me send a letter to head office because the limit I wanted was too low,300e!!..bloody ridiculous..

 

[ann post]

thhats nuts, have you considered calling consumer rights people?? i've done thhat once or twice, with the result that the garage where i bought my car had to pay for my nct and getting money back in another case. basically just because the bank says, doesnt make it true.

 

[cmndr mind fuck]

i've rang them alright before...really helpful. They reduced the limit, theyre so full of it...can't pay off the card without a slip from a statement, yet you can put money into accounts with slips made available to you. maybe I'm just whinging, just seems they want to catch ya out in anyway possible.

 

[Space]

AIB are on the laser card buzz now too.