Illness benefit in work (1 Viewer)

[egg_]

I'm at the age when a few people in my circle have had to deal with long-term illness, and as as result I've gotten nervous and am campaigning to get better long-term illness cover in work

ATM Irish staff get 9 days sick leave, then you're on social welfare. The yanks, by contrast, get 66% of their salary for 6 months, and 60% thereafter. The HR director wants me to supply evidence that the Irish market normally provides better cover than what they currently give us

I realise I'm speaking from a position of privilege here - well-paid tech job, and I actually get some kinda of paid sick leave - but anyway those of ye who are working in tech please DM me if you know what your short/long term illness benefits are

(this includes you @pete especially if you're subscribing to any kind of union-backed income protection thing)

 

[magicbastarder]

where i work - large multinational:
max 6 months full basic pay (less social welfare entitlements) in any 12 month period, for certified leave. after the six months, that drops to half pay.

 

[ernesto]

In my job if you don’t work you don’t get paid

 

[ann post]

In my job if i'm not ill I don't get paid because i'm long term ill.

I honestly think the short answer here is bump up your health insurance to cover you because the bit where you say

then you're on social welfare.

Is the bit where i remind people that disability is poverty in Ireland. If International tech company throw you out the proverbial window that will be your bread and butter if you have a long term illness. If it's a concern to you there are three options

Overhaul current employers national policy (accountants will adore you)
Get some health insurance that covers a long term illness situation
Overhaul current governments disability policy for successive budgets until death

One of these is easy.

*I'm interchanging disability and long term illness because in terms of state cover they are very similar

 

[egg_]

I honestly think the short answer here is bump up your health insurance to cover you

I'm in the process of doing that, but it costs a lot - 3k/year for 50k/year income protection insurance.

For me at least there's a 4th option - convince my employers that Irish tech employers typically offer much better short/long term illness benefits than they do, and that they ought to follow suit

 

[ann post]

I'm in the process of doing that, but it costs a lot - 3k/year for 50k/year income protection insurance.

For me at least there's a 4th option - convince my employers that Irish tech employers typically offer much better short/long term illness benefits than they do, and that they ought to follow suit

That was the first option of the three in the list.

 

[egg_]

Aha so it was, sorry, misread your post

 

[rettucs]

where i work - large multinational:
max 6 months full basic pay (less social welfare entitlements) in any 12 month period, for certified leave. after the six months, that drops to half pay.

similar here

first 6 months on full pay, but at company discretion.

the next 6 months at 2/3 pay, also at company discretion.

 

[chris d]

Civil service stuff here.

Sick leave in the civil service - NSSO

Certified

A maximum of 92 days on full pay in a rolling one-year period
Followed by a maximum of 91 days on half pay in a rolling one-year period
Subject to a maximum of 183 days paid sick leave in a rolling four-year period

Critical illness or serious injury can be taken into account and those periods increase.

Uncertified

7 days in a rolling 24 months.
Can only be 2 days in a row.

I pay into some scheme that would help me out if i went unpaid.

 

[chris d]

Checked my payslip, I pay for an Income Protection Scheme from Cornmarket. Would be via the Forsa union. I think it was previously with Lyons.

I just pay it and don't think about it and hope to never need it/fight with the insurance company to pay me it.

Income Protection | Plans & Quotes | Cornmarket

 

[egg_]

That civil service income protection via cornmarket seems like a v good scheme - protect 75% of your salary for <1% of your gross

 

[seanc]

I have Personal Liability insurance through the union.then I looked at personal injury insurance. i probably could have done with it this year, but it would have been 30% of my income, and that was never feasible in the first place.

There's govt things, but since I always thought "there's work tomorrow", I didn't take advantage. Zero hour contract kids!

 

[Reets]

Until recently enough I worked for a part of revenue that mainly dealt with employers and anecdotally I can’t think of any of the big tech companies (or pharmaceutical etc) that don’t offer paid illness leave for their staff. Honestly can’t think of 1 and I’ve dealt with hundreds over the years.

 

[nuke terrorist]

I am labeled as ill in the head and I get 220 Euro per week plus other benefits for doing no work.
I am very happy with this since the mid 2000's (before that the money wasn't great and I didn't have broadband internet).