The Thumped Motoring Forum (2 Viewers)

[Unknown Convict]

saw this tow truck on the road today:
camel tow

classy:

 

[therealjohnny]

Hey van owners. I was warned that insurance companies can make life very difficult when it comes to proving it's not a commercial vechicle. Have you experienced this? @ann post ?

 

[Unknown Convict]

mine is a commercial vehicle, insured for "carriage of own goods", but the insurance is a private policy in my name. try sheridan in wexford.

 

[therealjohnny]

mine is a commercial vehicle, insured for "carriage of own goods", but the insurance is a private policy in my name. try sheridan in wexford.

Thanks! What makes it 'commercial'? If I declared it noncommercial for personal use would I get regular insurance? Just wondering why they're treated differently.

 

[Unknown Convict]

Thanks! What makes it 'commercial'? If I declared it noncommercial for personal use would I get regular insurance? Just wondering why they're treated differently.

not sure - i just gave them the facts. only 2 seats, no rear windows. it's a vw caddy.

some insurers don't touch commercials at all e.g. aviva who i had the old car insured with for 7 years, a car i was effectively using as a van for the last 3 of those.

 

[therealjohnny]

That's the kind of van I'm looking at. So the fact it has only two seats etc might put it into commercial category? Thanks

 

[therealjohnny]

Jesus
https://touch.boards.ie/thread/2057555474/1

 

[ann post]

Hey van owners. I was warned that insurance companies can make life very difficult when it comes to proving it's not a commercial vechicle. Have you experienced this? @ann post ?

Not yet. Still flogging the yaris like it was rented.

 

[Unknown Convict]

That's the kind of van I'm looking at. So the fact it has only two seats etc might put it into commercial category? Thanks

yeah, i think the commercial classification is based on vehicle type rather than usage.

 

[therealjohnny]

Passed the emissions test on NCT, which was my main concern, now to deal with some minor brake issues.
The dick who re-tested also failed me for not showing my VIN cert. Even though I'd already presented it at the initial test, as I always do. As if I'd somehow be pulling a fast one and replicating the same issues on a different car.

 

[therealjohnny]

not sure - i just gave them the facts. only 2 seats, no rear windows. it's a vw caddy.

some insurers don't touch commercials at all e.g. aviva who i had the old car insured with for 7 years, a car i was effectively using as a van for the last 3 of those.

Does this sound like decent price for van insurance with a named driver?

• €663.77

 

[ann post]

Does this sound like decent price for van insurance with a named driver?

• €663.77

pretty decent

I got 700ish on a vw transporter as a quote not so long ago.

 

[Unknown Convict]

Does this sound like decent price for van insurance with a named driver?

• €663.77

is it fully comp? to me, yes, but i suppose it depends on the value of the van too. my policy was €1k but I haven't had a policy in my own name for years, just named driver plus lapsed company policy. most places wouldn't even quote me.

 

[therealjohnny]

That's third party fire and theft. First online quote I got si just wanted s rough idea. Thanks

 

[therealjohnny]

Despite having to jump out at a traffic light and reattach a windscreen wiper on my way to the test centre,the car passed the NCT for another year. The relief...

 

[therealjohnny]

Just cancelled my insurance.

"Ok, there's a 50 euro cancellation fee, a 55 euro handling fee and some other shit we just made up 50 euro handling fee"

 

[IFF]

My father bought a new car (ok 2008 car) recently
My parents found a Justin beiber album in the CD player of it

 

[therealjohnny]

I've taken to tailgating and driving like a complete prick since I got it.

 

[Unknown Convict]

View attachment 12126 I've taken to tailgating and driving like a complete prick since I got it.

don't forget to let other vans out from side roads, but never cars.

 

[therealjohnny]

noted