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You’re also interested in it, which is really what drives a hobby. Like knitting for me is stressful, counterintuitive and no fun but my wife will happily spend hours on her knitting. Meanwhile, I’m painting toy soldiers for the sheer joy and she looks on in horror at the process. Both of us...

You’d own a horse *and* you now don’t have access to half the money that you did just moments before.

Well, I have three kids and a neurodiverse wife - the joint account isn’t the barrier to the surprise weekend there. Honestly, a surprise weekend is not something that either of us would be enjoying that much and we tend to stick to small surprises in general, both of us would rather buy the...

With presents, thoughtful gestures and undying love like a normal person.

I’m ok, mine is used as an example of a substantial effect on your life.

There’s also the very real problem that a separate account may be inaccessible after your death for a while - could be an issue if there is asymmetrical earnings. You don’t want one of you to be stuck for cash in the event of the other dying. A joint account is available to the second named...

Pre-budgeting era my record spending was fairly heavy so that led to some conversations. Now we agree on the amount we can spend on ourselves each month and transfer that to our Revoluts so that’s ours to do with as we please.

We’re both awful with finances but I’ve just had to knuckle down and do the budgeting. She does the phone calls and looks for the better deals on utilities. Balances out but can imagine sheer disaster if we didn’t both have eyes on all the finances at once.

So were you taking 100% of the bills and she was taking 100% of the rental costs? Did that balance out or were one of contributing more each month than the other?

On the other hand, trying to manage house finances with two separate accounts seems unnecessarily complicated. Team Joint Account here.

I think it’s still masochism.

I was in two minds about living across the road from a row of shops but it was a great decision. I thought the business and the noise would be disruptive but our crèche, pharmacy, local centra, and hairdressers are all as close to me as my garden shed is. Since moving here I’ve had about three...

This took me too long to figure out.

I saw him in The Gate.

I was only reminiscing about seeing John Hurt in real life once a few years ago.

Rashida Jones’s dad is Quincy Jones and her mam is Norma from Twin Peaks.

I see what you did there.

Me too. Edit: I realised after posting that I mixed them up in my head when I responded. Naomi blindness.

Joanna Newsom was in a Muppets movie. I feel this confirms something for a lot of Thumpeders.

Sounds legit.