(Ask nlgbbbblth) - My Weekly Bank Related Question (1 Viewer)

[magicbastarder]

can someone please ring NIB and get them to change their authentication mechanism for e-banking back to what it was?
the new one is retarded.

 

[RSJ]

problems with mbna

http://www.rte.ie/business/2009/1214/mbna.html

Credit card company MBNA is to refund around €18m after mistakenly overcharging some customers. Hundreds of thousands of customers were affected.

Sounds about right.

 

[Unicron]

How long should it take for my ultser bank visa debit card to arrive if the bank are in the process of reissuing all current laser/laser+maestro cards?

 

[Gambra]

I got mine in the post two weeks ago without even asking for it. I was going to but then it popped in the mailbox. I'd say it's fairly random when you get it.

 

[Unicron]

Actually considering that since I made that post I looked in my wallet to find that my card has actually gone missing from it I'd say I'll be getting the new one fairly quick. Probabaly left it in Aldi when I bought my new laptop last week but the bank was right beside me and Aldi is ages away.

 

[RSJ]

Do bank of ireland have much connections in the UK? Moving over, would need a bank account over, not sure how to go about it.

 

[nlgbbbblth]

they have a presence over there - couple of dozen branches I'd say

ask your branch to write you a letter of reference / introduction to whatever branch is most convienent to you over there.

 

[RSJ]

Went in and talked to them about it - they said they don't really do personal banking over here. Instead they changed my address to my girlfriend's address and sent me out a statement.

Worth noting, if anyone's stupid enough to have an MBNA account (like me), i rang them up and said i wanted to close my account (my interest rate was 21%) and they lowered it to 15.9%. Similarly, BOI moved me to that 2in1 card which is 13.9% instead of the 18.4% i was paying, even though i'm on the dole. Sound.

 

[RSJ]

Worth noting, if anyone's stupid enough to have an MBNA account (like me), i rang them up and said i wanted to close my account (my interest rate was 21%) and they lowered it to 15.9%.

Or at least they said they would. But of course, being MBNA, they haven't, so i've had to spend half an hour on the phone. Shower of wasters.

 

[RSJ]

Will bank of ireland charge me anything to cash a cheque written from my uk account? Trying to find cheapest way of sending money home.

 

[nlgbbbblth]

it might be free if you lodge it.

either way, the charge should be small enough - probably a set % and capped at three or four euro.

 

[therealjohnny]

I recently applied for, and received an online loan from my bank. I received text messages all through the process until the money landed in my account.

A couple of days ago I received a letter saying "unfortunately we can't give you the loan". But the money is in my account.

I'm considering putting the lot into my credit union in case they try and take it back.

Where do I stand on this?

@IFF

 

[IFF]

I recently applied for, and received an online loan from my bank. I received text messages all through the process until the money landed in my account.

A couple of days ago I received a letter saying "unfortunately we can't give you the loan". But the money is in my account.

I'm considering putting the lot into my credit union in case they try and take it back.

Where do I stand on this?

@IFF

I haven't seen this come up myself for anyone but I think you need to be careful

Not the exact same but a couple of recent cases where people spent the money has been in court

Teenager who spent €19,000 put into his account by employer jailed for two years

Woman who went on €25k ‘spending spree’ after bank error gets suspended sentence

Likelihood be the bank would then start procedures to get the money back though those two cases above represent the worst where there is no repayment capaciry

 

[therealjohnny]

I haven't seen this come up myself for anyone but I think you need to be careful

Not the exact same but a couple of recent cases where people spent the money has been in court

Teenager who spent €19,000 put into his account by employer jailed for two years

Woman who went on €25k ‘spending spree’ after bank error gets suspended sentence

Likelihood be the bank would then start procedures to get the money back though those two cases above represent the worst where there is no repayment capaciry

Thanks